Oct 11, 2024

Model Portfolios – September 30, 2024

This document provides the performance data for the Model ETF Portfolios as of September 2024, as compiled by the team

Download the PDF or see the interactive version below!

short-thumb

The PWL Model Portfolios have relatively short track records. However, they often track indexes with a longer history, so whenever fund returns were not available, we used the underlying index returns and subtracted the current management expense ratio of the fund. In a number of cases, we have had to approximate the returns of the asset classes using other indexes. All returns are in Canadian dollars and the portfolios are rebalanced annually.
Past performance does not guarantee future results. The historical performance of indexes is illustrative only and is not necessarily a reflection of the future performance of any fund tracking that benchmark.

Model Portfolios – September 30, 2024

Model Portfolios - Interactive View

For illustration purposes only. Actual client portfolios may be different.

Year-to-Date Return 10.12%
1-Year Total Return 19.20%
3-Year Annualized Return 3.89%
5-Year Annualized Return 5.09%
10-Year Annualized Return 5.46%
20-Year Annualized Return 5.78%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -14.00%
Drawdown - Time to Recovery (from the bottom) 7 months
20-Year Annualized Standard Deviation 5.94%
40/60
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
60.00%
iShares Core S&P/TSX Capped Composite Index ETF
13.33%
Vanguard U.S. Total Market Index ETF
17.26%
iShares Core MSCI EAFE IMI Index ETF
6.38%
iShares Core MSCI Emerging Markets IMI Index ETF
3.02%
Year-to-Date Return 11.64%
1-Year Total Return 20.84%
3-Year Annualized Return 4.92%
5-Year Annualized Return 6.22%
10-Year Annualized Return 6.29%
20-Year Annualized Return 6.28%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -19.31%
Drawdown - Time to Recovery (from the bottom) 18 months
20-Year Annualized Standard Deviation 6.71%
50/50
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
50.00%
iShares Core S&P/TSX Capped Composite Index ETF
16.67%
Vanguard U.S. Total Market Index ETF
21.58%
iShares Core MSCI EAFE IMI Index ETF
7.97%
iShares Core MSCI Emerging Markets IMI Index ETF
3.78%
Year-to-Date Return 13.18%
1-Year Total Return 22.49%
3-Year Annualized Return 5.94%
5-Year Annualized Return 7.36%
10-Year Annualized Return 7.12%
20-Year Annualized Return 6.78%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -24.34%
Drawdown - Time to Recovery (from the bottom) 20 months
20-Year Annualized Standard Deviation 7.56%
60/40
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
40.00%
iShares Core S&P/TSX Capped Composite Index ETF
20.00%
Vanguard U.S. Total Market Index ETF
25.89%
iShares Core MSCI EAFE IMI Index ETF
9.57%
iShares Core MSCI Emerging Markets IMI Index ETF
4.54%
Year-to-Date Return 14.73%
1-Year Total Return 24.16%
3-Year Annualized Return 6.97%
5-Year Annualized Return 8.49%
10-Year Annualized Return 7.94%
20-Year Annualized Return 7.26%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -29.09%
Drawdown - Time to Recovery (from the bottom) 22 months
20-Year Annualized Standard Deviation 8.46%
70/30
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
30.00%
iShares Core S&P/TSX Capped Composite Index ETF
23.33%
Vanguard U.S. Total Market Index ETF
30.21%
iShares Core MSCI EAFE IMI Index ETF
11.16%
iShares Core MSCI Emerging Markets IMI Index ETF
5.29%
Year-to-Date Return 16.30%
1-Year Total Return 25.85%
3-Year Annualized Return 7.99%
5-Year Annualized Return 9.62%
10-Year Annualized Return 8.75%
20-Year Annualized Return 7.73%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -33.58%
Drawdown - Time to Recovery (from the bottom) 26 months
20-Year Annualized Standard Deviation 9.40%
80/20
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
20.00%
iShares Core S&P/TSX Capped Composite Index ETF
26.67%
Vanguard U.S. Total Market Index ETF
34.53%
iShares Core MSCI EAFE IMI Index ETF
12.76%
iShares Core MSCI Emerging Markets IMI Index ETF
6.05%
Year-to-Date Return 19.49%
1-Year Total Return 29.28%
3-Year Annualized Return 10.05%
5-Year Annualized Return 11.88%
10-Year Annualized Return 10.37%
20-Year Annualized Return 8.63%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -41.83%
Drawdown - Time to Recovery (from the bottom) 48 months
20-Year Annualized Standard Deviation 11.36%
100/0
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
0.00%
iShares Core S&P/TSX Capped Composite Index ETF
33.33%
Vanguard U.S. Total Market Index ETF
43.16%
iShares Core MSCI EAFE IMI Index ETF
15.95%
iShares Core MSCI Emerging Markets IMI Index ETF
7.56%

Contact us.

Contact US
First
Last
In order to keep our fees low and our service level high, PWL’s Bender, Bender & Bortolotti team is only able to work with clients with household accounts totaling $1 million or more. If you do not meet our minimum, please visit the Canadian Couch Potato and Canadian Portfolio Manager websites for a host of resources that we offer for free to all investors.