Model Portfolios - July 31, 2025
These models give you a sense of how we build ETF portfolios for our clients.
All returns are in Canadian dollars and the portfolios are rebalanced annually.
| Model Portfolio Performance | 40/60 |
|---|---|
| Year-to-Date Return | 3.76% |
| 1-Year Total Return | 8.25% |
| 3-Year Annualized Return | 8.10% |
| 5-Year Annualized Return | 4.85% |
| 10-Year Annualized Return | 5.08% |
| 20-Year Annualized Return | 5.50% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -14.00% |
| Drawdown - Time to Recovery (from the bottom) | 7 months |
| 20-Year Annualized Standard Deviation | 5.99% |
| Model Portfolio Performance | 50/50 |
|---|---|
| Year-to-Date Return | 4.54% |
| 1-Year Total Return | 9.62% |
| 3-Year Annualized Return | 9.48% |
| 5-Year Annualized Return | 6.30% |
| 10-Year Annualized Return | 5.96% |
| 20-Year Annualized Return | 6.03% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -19.31% |
| Drawdown - Time to Recovery (from the bottom) | 18 months |
| 20-Year Annualized Standard Deviation | 6.77% |
| Model Portfolio Performance | 60/40 |
|---|---|
| Year-to-Date Return | 5.32% |
| 1-Year Total Return | 11.00% |
| 3-Year Annualized Return | 10.87% |
| 5-Year Annualized Return | 7.77% |
| 10-Year Annualized Return | 6.84% |
| 20-Year Annualized Return | 6.54% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -24.34% |
| Drawdown - Time to Recovery (from the bottom) | 20 months |
| 20-Year Annualized Standard Deviation | 7.62% |
| Model Portfolio Performance | 70/30 |
|---|---|
| Year-to-Date Return | 6.09% |
| 1-Year Total Return | 12.40% |
| 3-Year Annualized Return | 12.26% |
| 5-Year Annualized Return | 9.24% |
| 10-Year Annualized Return | 7.71% |
| 20-Year Annualized Return | 7.05% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -29.09% |
| Drawdown - Time to Recovery (from the bottom) | 22 months |
| 20-Year Annualized Standard Deviation | 8.53% |
| Model Portfolio Performance | 80/20 |
|---|---|
| Year-to-Date Return | 6.87% |
| 1-Year Total Return | 13.79% |
| 3-Year Annualized Return | 13.67% |
| 5-Year Annualized Return | 10.72% |
| 10-Year Annualized Return | 8.58% |
| 20-Year Annualized Return | 7.55% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -33.58% |
| Drawdown - Time to Recovery (from the bottom) | 26 months |
| 20-Year Annualized Standard Deviation | 9.48% |
| Model Portfolio Performance | 100/0 |
|---|---|
| Year-to-Date Return | 8.41% |
| 1-Year Total Return | 16.62% |
| 3-Year Annualized Return | 16.50% |
| 5-Year Annualized Return | 13.71% |
| 10-Year Annualized Return | 10.30% |
| 20-Year Annualized Return | 8.51% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -41.83% |
| Drawdown - Time to Recovery (from the bottom) | 48 months |
| 20-Year Annualized Standard Deviation | 11.45% |