Model Portfolios - December 31, 2025
These models give you a sense of how we build ETF portfolios for our clients.
All returns are in Canadian dollars and the portfolios are rebalanced annually.
| Model Portfolio Performance | 40/60 |
|---|---|
| Year-to-Date Return | 9.65% |
| 1-Year Total Return | 9.65% |
| 3-Year Annualized Return | 10.69% |
| 5-Year Annualized Return | 5.12% |
| 10-Year Annualized Return | 5.80% |
| 20-Year Annualized Return | 5.66% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -14.00% |
| Drawdown - Time to Recovery (from the bottom) | 7 months |
| 20-Year Annualized Standard Deviation | 6.00% |
| Model Portfolio Performance | 50/50 |
|---|---|
| Year-to-Date Return | 11.47% |
| 1-Year Total Return | 11.47% |
| 3-Year Annualized Return | 12.29% |
| 5-Year Annualized Return | 6.53% |
| 10-Year Annualized Return | 6.80% |
| 20-Year Annualized Return | 6.23% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -19.31% |
| Drawdown - Time to Recovery (from the bottom) | 18 months |
| 20-Year Annualized Standard Deviation | 6.78% |
| Model Portfolio Performance | 60/40 |
|---|---|
| Year-to-Date Return | 13.31% |
| 1-Year Total Return | 13.31% |
| 3-Year Annualized Return | 13.91% |
| 5-Year Annualized Return | 7.96% |
| 10-Year Annualized Return | 7.80% |
| 20-Year Annualized Return | 6.78% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -24.34% |
| Drawdown - Time to Recovery (from the bottom) | 20 months |
| 20-Year Annualized Standard Deviation | 7.63% |
| Model Portfolio Performance | 70/30 |
|---|---|
| Year-to-Date Return | 15.17% |
| 1-Year Total Return | 15.17% |
| 3-Year Annualized Return | 15.55% |
| 5-Year Annualized Return | 9.39% |
| 10-Year Annualized Return | 8.81% |
| 20-Year Annualized Return | 7.32% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -29.09% |
| Drawdown - Time to Recovery (from the bottom) | 22 months |
| 20-Year Annualized Standard Deviation | 8.54% |
| Model Portfolio Performance | 80/20 |
|---|---|
| Year-to-Date Return | 17.06% |
| 1-Year Total Return | 17.06% |
| 3-Year Annualized Return | 17.21% |
| 5-Year Annualized Return | 10.84% |
| 10-Year Annualized Return | 9.80% |
| 20-Year Annualized Return | 7.85% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -33.58% |
| Drawdown - Time to Recovery (from the bottom) | 26 months |
| 20-Year Annualized Standard Deviation | 9.48% |
| Model Portfolio Performance | 100/0 |
|---|---|
| Year-to-Date Return | 20.88% |
| 1-Year Total Return | 20.88% |
| 3-Year Annualized Return | 20.56% |
| 5-Year Annualized Return | 13.76% |
| 10-Year Annualized Return | 11.79% |
| 20-Year Annualized Return | 8.87% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -41.83% |
| Drawdown - Time to Recovery (from the bottom) | 48 months |
| 20-Year Annualized Standard Deviation | 11.45% |