Model Portfolios - October 31, 2025
These models give you a sense of how we build ETF portfolios for our clients.
All returns are in Canadian dollars and the portfolios are rebalanced annually.
| Model Portfolio Performance | 40/60 |
|---|---|
| Year-to-Date Return | 9.91% |
| 1-Year Total Return | 12.21% |
| 3-Year Annualized Return | 11.34% |
| 5-Year Annualized Return | 6.33% |
| 10-Year Annualized Return | 5.95% |
| 20-Year Annualized Return | 5.86% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -14.00% |
| Drawdown - Time to Recovery (from the bottom) | 7 months |
| 20-Year Annualized Standard Deviation | 6.01% |
| Model Portfolio Performance | 50/50 |
|---|---|
| Year-to-Date Return | 11.51% |
| 1-Year Total Return | 14.15% |
| 3-Year Annualized Return | 12.91% |
| 5-Year Annualized Return | 7.94% |
| 10-Year Annualized Return | 6.93% |
| 20-Year Annualized Return | 6.44% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -19.31% |
| Drawdown - Time to Recovery (from the bottom) | 18 months |
| 20-Year Annualized Standard Deviation | 6.79% |
| Model Portfolio Performance | 60/40 |
|---|---|
| Year-to-Date Return | 13.12% |
| 1-Year Total Return | 16.12% |
| 3-Year Annualized Return | 14.50% |
| 5-Year Annualized Return | 9.56% |
| 10-Year Annualized Return | 7.92% |
| 20-Year Annualized Return | 7.00% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -24.34% |
| Drawdown - Time to Recovery (from the bottom) | 20 months |
| 20-Year Annualized Standard Deviation | 7.64% |
| Model Portfolio Performance | 70/30 |
|---|---|
| Year-to-Date Return | 14.75% |
| 1-Year Total Return | 18.10% |
| 3-Year Annualized Return | 16.10% |
| 5-Year Annualized Return | 11.19% |
| 10-Year Annualized Return | 8.90% |
| 20-Year Annualized Return | 7.56% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -29.09% |
| Drawdown - Time to Recovery (from the bottom) | 22 months |
| 20-Year Annualized Standard Deviation | 8.55% |
| Model Portfolio Performance | 80/20 |
|---|---|
| Year-to-Date Return | 16.39% |
| 1-Year Total Return | 20.11% |
| 3-Year Annualized Return | 17.72% |
| 5-Year Annualized Return | 12.84% |
| 10-Year Annualized Return | 9.88% |
| 20-Year Annualized Return | 8.10% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -33.58% |
| Drawdown - Time to Recovery (from the bottom) | 26 months |
| 20-Year Annualized Standard Deviation | 9.50% |
| Model Portfolio Performance | 100/0 |
|---|---|
| Year-to-Date Return | 19.72% |
| 1-Year Total Return | 24.20% |
| 3-Year Annualized Return | 20.99% |
| 5-Year Annualized Return | 16.18% |
| 10-Year Annualized Return | 11.82% |
| 20-Year Annualized Return | 9.16% |
| Worst Stock Market Drawdown (06/01/2007-02/28/2009) | -41.83% |
| Drawdown - Time to Recovery (from the bottom) | 48 months |
| 20-Year Annualized Standard Deviation | 11.47% |