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Apr 13, 2026

Model Portfolios – March 31, 2026

This document provides the performance data for the Model ETF Portfolios as of March 2026, as compiled by the team

Download the PDF or see the interactive version below!

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The PWL Model Portfolios have relatively short track records. However, they often track indexes with a longer history, so whenever fund returns were not available, we used the underlying index returns and subtracted the current management expense ratio of the fund. In a number of cases, we have had to approximate the returns of the asset classes using other indexes. All returns are in Canadian dollars and the portfolios are rebalanced annually.

Past performance does not guarantee future results. The historical performance of indexes is illustrative only and is not necessarily a reflection of the future performance of any fund tracking that benchmark.

Model Portfolios – March 31, 2026

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Model Portfolios - Interactive View

For illustration purposes only. Actual client portfolios may be different.

40/60
50/50
60/40
70/30
80/20
100/0
Year-to-Date Return 0.59%
1-Year Total Return 9.09%
3-Year Annualized Return 9.34%
5-Year Annualized Return 5.43%
10-Year Annualized Return 5.88%
20-Year Annualized Return 5.55%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -14.00%
Drawdown - Time to Recovery (from the bottom) 7 months
20-Year Annualized Standard Deviation 6.06%
40/60
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
 60.00%
iShares Core S&P/TSX Capped Composite Index ETF
 13.33%
Vanguard U.S. Total Market Index ETF
 17.08%
iShares Core MSCI EAFE IMI Index ETF
 6.38%
iShares Core MSCI Emerging Markets IMI Index ETF
 3.21%
Year-to-Date Return 0.69%
1-Year Total Return 11.26%
3-Year Annualized Return 10.86%
5-Year Annualized Return 6.64%
10-Year Annualized Return 6.94%
20-Year Annualized Return 6.08%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -19.31%
Drawdown - Time to Recovery (from the bottom) 18 months
20-Year Annualized Standard Deviation 6.83%
50/50
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
 50.00%
iShares Core S&P/TSX Capped Composite Index ETF
 16.67%
Vanguard U.S. Total Market Index ETF
 21.35%
iShares Core MSCI EAFE IMI Index ETF
 7.97%
iShares Core MSCI Emerging Markets IMI Index ETF
 4.01%
Year-to-Date Return 0.79%
1-Year Total Return 13.46%
3-Year Annualized Return 12.40%
5-Year Annualized Return 7.86%
10-Year Annualized Return 8.00%
20-Year Annualized Return 6.59%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -24.34%
Drawdown - Time to Recovery (from the bottom) 20 months
20-Year Annualized Standard Deviation 7.68%
60/40
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
 40.00%
iShares Core S&P/TSX Capped Composite Index ETF
 20.00%
Vanguard U.S. Total Market Index ETF
 25.62%
iShares Core MSCI EAFE IMI Index ETF
 9.56%
iShares Core MSCI Emerging Markets IMI Index ETF
 4.81%
Model Portfolio Performance 70/30
Year-to-Date Return 0.89%
1-Year Total Return 15.70%
3-Year Annualized Return 13.95%
5-Year Annualized Return 9.08%
10-Year Annualized Return 9.05%
20-Year Annualized Return 7.10%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -29.09%
Drawdown - Time to Recovery (from the bottom) 22 months
20-Year Annualized Standard Deviation 8.58%
70/30
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
 30.00%
iShares Core S&P/TSX Capped Composite Index ETF
 23.33%
Vanguard U.S. Total Market Index ETF
 29.89%
iShares Core MSCI EAFE IMI Index ETF
 11.16%
iShares Core MSCI Emerging Markets IMI Index ETF
 5.62%
Model Portfolio Performance 80/20
Year-to-Date Return 0.99%
1-Year Total Return 17.98%
3-Year Annualized Return 15.51%
5-Year Annualized Return 10.31%
10-Year Annualized Return 10.11%
20-Year Annualized Return 7.59%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -33.58%
Drawdown - Time to Recovery (from the bottom) 26 months
20-Year Annualized Standard Deviation 9.52%
80/20
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
 20.00%
iShares Core S&P/TSX Capped Composite Index ETF
 26.67%
Vanguard U.S. Total Market Index ETF
 34.16%
iShares Core MSCI EAFE IMI Index ETF
 12.75%
iShares Core MSCI Emerging Markets IMI Index ETF
 6.42%
Model Portfolio Performance 100/0
Year-to-Date Return 1.17%
1-Year Total Return 22.63%
3-Year Annualized Return 18.67%
5-Year Annualized Return 12.78%
10-Year Annualized Return 12.21%
20-Year Annualized Return 8.54%
Worst Stock Market Drawdown (06/01/2007-02/28/2009) -41.83%
Drawdown - Time to Recovery (from the bottom) 48 months
20-Year Annualized Standard Deviation 11.47%
100/0
Model Portfolio Performance

Funds Holdings

iShares Core Canadian Universe Bond Index ETF
 0.00%
iShares Core S&P/TSX Capped Composite Index ETF
 33.33%
Vanguard U.S. Total Market Index ETF
 42.71%
iShares Core MSCI EAFE IMI Index ETF
 15.94%
iShares Core MSCI Emerging Markets IMI Index ETF
 8.02%

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